Tax & Payroll
Child Tax Credit & Phase-out Calculator (2026)
Estimate your 2026 Child Tax Credit and Credit for Other Dependents after the income phase-out.
Preparing your result…
What this calculator does
Estimates the 2026 Child Tax Credit and Credit for Other Dependents.
What your result means
Credit after income phase-out, before liability limit.
Formula
Credit = $2,200 × children + $500 × other dependents − $50 × ceil(max(0, MAGI − threshold) ÷ 1,000)
The step-by-step working for your own numbers appears with the result above and in the PDF report.
Frequently asked questions
Symbols and assumptions
- MAGI
- Modified AGI
- • Tax year 2026 figures from IRS Rev. Proc. 2025-32 unless stated.
- • $2,200 per child; $50 per $1,000 phase-out above $200k/$400k.
Sources and review
Reviewed 2026-09-23 · Next review 2027-01-15
- • Refundable portion not computed against earned income.
- • Federal only — state and local taxes are excluded.
- • Rules change annually; figures apply to tax year 2026 only.
- • Educational estimate, not tax advice.
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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