Real Estate & Mortgage
Qualified Opportunity Zone (QOZ) Deferral
Estimate the capital gains tax deferred and basis step-up from investing in a Qualified Opportunity Zone fund.
Your inputs
Change any value to update the result instantly.
Tax deferred on original gain
75,000
Projected QOZ investment value
10,79,462.4986
New appreciation excluded (10+ yr hold)
5,79,462.4986
Tax saved on new appreciation
86,919.3748
The original deferred gain becomes taxable when the QOZ investment is sold or by the statutory deadline, whichever comes first.
Formula and working
Deferred tax = Original gain invested × Cap gains rate; New QOZ gain is excluded if held 10+ years
- 1
Collect the inputs
Capital gain invested in QOZ fund = 500,000; Capital gains tax rate = 15 %; Assumed QOZ investment annual growth = 8 %; Holding period (years) = 10 years
- 2
Apply the formula
Deferred tax = Original gain invested × Cap gains rate; New QOZ gain is excluded if held 10+ years
- 3
Result
Tax deferred on original gain = 75,000
Frequently asked questions
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
Report a mistake or request an improvement
Tell us if a formula, unit, explanation, or result needs attention. Your message will include this calculator’s name and page.
Related calculators
Section 121 Home Sale Exclusion
Estimate taxable capital gain after applying the Section 121 primary residence exclusion.
Ground Lease Valuation
Estimate the present value of ground rent payments and the reversion value of leased land.
Heat Pump vs Gas Furnace Cost
Compare the annual operating cost of a heat pump versus a gas furnace for home heating.
HOA Special Assessment
Calculate each unit owner's share of an HOA special assessment based on ownership percentage.
Land Subdivision Cost & Value
Estimate development cost per lot and total value uplift when subdividing raw land.
Property Tax Millage Rate
Calculate annual property tax owed from a property's assessed value and the local millage rate.