Real Estate & Mortgage
Rent-to-Income Ratio
Check whether a tenant's income comfortably supports the proposed monthly rent.
Your inputs
Change any value to update the result instantly.
Rent-to-income ratio
32.7273%
Monthly rent
1,800
Gross monthly income
5,500
Recommended max rent (30%)
1,650
Above the common 30% affordability guideline; the tenant may be rent-burdened.
Formula and working
Rent-to-income ratio = Monthly rent ÷ Gross monthly income
- 1
Collect the inputs
Monthly rent = 1,800; Applicant's gross monthly income = 5,500
- 2
Apply the formula
Rent-to-income ratio = Monthly rent ÷ Gross monthly income
- 3
Result
Rent-to-income ratio = 32.7273 %
Frequently asked questions
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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