Real Estate & Mortgage
Debt Yield
Calculate a lender's debt yield metric used to gauge loan risk independent of amortisation and rate.
Your inputs
Change any value to update the result instantly.
Debt yield
8%
NOI
2,00,000
Loan amount
25,00,000
Implied max loan at 10% debt yield
20,00,000
Formula and working
Debt Yield = Net Operating Income ÷ Loan Amount
- 1
Collect the inputs
Annual NOI = 200,000; Loan amount = 2,500,000
- 2
Apply the formula
Debt Yield = Net Operating Income ÷ Loan Amount
- 3
Result
Debt yield = 8 %
Frequently asked questions
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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