Real Estate & Mortgage
LTC vs LTV
Compare loan-to-cost and loan-to-value ratios for a development or value-add deal.
Your inputs
Change any value to update the result instantly.
LTC
75%
LTV
60%
Total project cost
40,00,000
Implied equity needed
10,00,000
Formula and working
LTC = Loan Amount ÷ Total Project Cost; LTV = Loan Amount ÷ Appraised/Stabilized Value
- 1
Collect the inputs
Loan amount = 3,000,000; Total project cost = 4,000,000; Stabilized/appraised value = 5,000,000
- 2
Apply the formula
LTC = Loan Amount ÷ Total Project Cost; LTV = Loan Amount ÷ Appraised/Stabilized Value
- 3
Result
LTC = 75 %
Frequently asked questions
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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