Real Estate & Mortgage
FHA MIP
Calculate FHA upfront and annual mortgage insurance premiums.
Your inputs
Change any value to update the result instantly.
Monthly MIP
160.4167
Upfront MIP (1.75%)
6,125
Financed loan amount
3,56,125
Annual MIP
1,925
Total MIP over term
63,875
Formula and working
Upfront MIP = base loan × 1.75%; Annual MIP = base loan × annual rate ÷ 12
- 1
Collect the inputs
Base loan amount = 350,000; Annual MIP rate = 0.55 %; Loan term (years) = 30 years
- 2
Apply the formula
Upfront MIP = base loan × 1.75%; Annual MIP = base loan × annual rate ÷ 12
- 3
Result
Monthly MIP = 160.4167
Frequently asked questions
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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