Tax & Payroll
Long-Term Capital Gains Tax Calculator (2026)
Apply the 2026 0%, 15% and 20% long-term capital gains rates, stacked on top of your ordinary income.
Preparing your result…
What this calculator does
Applies 2026 0/15/20% long-term gain rates.
What your result means
Federal tax on the gain alone.
Formula
Gain fills the 0% band up to the 0% threshold, then 15% up to the 15% threshold, the rest at 20%; ordinary income is stacked first
The step-by-step working for your own numbers appears with the result above and in the PDF report.
Frequently asked questions
Symbols and assumptions
- G
- Long-term gain
- • Tax year 2026 figures from IRS Rev. Proc. 2025-32 unless stated.
- • Gains stacked on top of ordinary taxable income.
Sources and review
Reviewed 2026-09-23 · Next review 2027-01-15
- • Excludes NIIT, §1250 and collectibles rates.
- • Federal only — state and local taxes are excluded.
- • Rules change annually; figures apply to tax year 2026 only.
- • Educational estimate, not tax advice.
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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