Real Estate & Mortgage
Seller Financing
Model payments, balloon balance and seller yield on an owner-financed note.
Your inputs
Change any value to update the result instantly.
Monthly note payment
1,995.9075
Financed amount
3,00,000
Balloon balance at year 5
2,82,394.7696
Down payment
50,000
Note balance until balloon
| Period | Input / invested | Calculated value |
|---|---|---|
| 1 | 23,950.8898 | 2,96,952.5705 |
| 2 | 47,901.7797 | 2,93,684.8421 |
| 3 | 71,852.6695 | 2,90,180.8893 |
| 4 | 95,803.5593 | 2,86,423.6355 |
| 5 | 1,19,754.4491 | 2,82,394.7696 |
Formula and working
Amortised payment on the note; balloon balance is the amount still owed at the balloon date
- 1
Collect the inputs
Sale price = 350,000; Down payment = 50,000; Note interest rate = 7 %; Amortisation period = 30 years; Balloon due in (years) = 5 years
- 2
Apply the formula
Amortised payment on the note; balloon balance is the amount still owed at the balloon date
- 3
Result
Monthly note payment = 1,995.9075
Frequently asked questions
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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