Real Estate & Mortgage
USDA Guarantee Fee
Calculate the USDA loan upfront guarantee fee and annual fee.
Your inputs
Change any value to update the result instantly.
Monthly guarantee fee
81.6667
Upfront guarantee fee
2,800
Financed loan amount
2,82,800
Annual fee
980
Formula and working
Upfront fee = loan × 1%; Annual fee = loan balance × 0.35% ÷ 12
- 1
Collect the inputs
Loan amount = 280,000; Upfront fee rate = 1 %; Annual fee rate = 0.35 %
- 2
Apply the formula
Upfront fee = loan × 1%; Annual fee = loan balance × 0.35% ÷ 12
- 3
Result
Monthly guarantee fee = 81.6667
Frequently asked questions
Important limitation
This is an educational estimate based only on the values and formula shown. Verify current rates, rules, units, and professional standards before relying on the result. It is not personalized financial or investment advice.
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