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Certification Guide

CFP

Certified Financial Planner

Personal financial planning credential covering taxation, insurance, investments, estate planning, and retirement planning.

What it is, in detail

Administered globally by FPSB and in India by FPSB India. The gold standard for personal financial planners and wealth managers who focus on holistic client planning rather than product sales.

Quick facts

Eligibility
Bachelor's degree (any stream). Two pathways Regular (5 modules) or Challenge (for CAs, CFAs, MBAs).
Duration
6–24 months depending on pathway and pace.
Approximate Cost
₹40,000–₹70,000 total including exam and membership.
Difficulty
Intermediate

Passing: 60%+ per module. No negative marking.

Syllabus outline

5 modules (Regular pathway)

  • Investment Planning Specialist
  • Retirement & Tax Planning Specialist
  • Risk & Estate Planning Specialist
  • Investment Planning Specialist
  • Integrated Financial Planning (capstone)

Step-by-step roadmap

  1. 1

    Enroll with FPSB India

    Choose Regular or Challenge pathway.

  2. 2

    Complete 4 specialist modules

    Each has an online exam.

  3. 3

    Capstone: Integrated Financial Planning

    Case-study-driven final exam.

  4. 4

    3 years of relevant experience

    Financial planning or wealth advisory.

  5. 5

    Adhere to FPSB code of ethics

    Renew via annual CPD.

Roles this may support

Use these as role-fit examples, not promised outcomes. Employers and regulated roles may require additional education, experience, registration or examinations.

  • Financial planner
  • Wealth adviser
  • Bank RM (private banking)
  • Insurance adviser
  • Independent RIA

Study resources

Build the practical skills Practise finance concepts

Facts can change. The awarding body's official website is the final source for current fees, eligibility, exam rules and recognition.

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