Property & Real Estate

Source-reviewed property income, lending and valuation tools.

62 tools · 7 sub-topics

commercial

NNN CAM Charges

Estimate a tenant's triple-net common area maintenance (CAM) charge based on their share of the building.

Rentable vs Usable Square Footage

Convert between usable square footage and rentable square footage using a building's load factor.

Tenant Improvement (TI) Allowance

Work out the TI allowance a landlord provides and any out-of-pocket cost above it for the tenant.

Self-Storage Facility Returns

Estimate NOI and cap-rate value for a self-storage facility based on unit mix and occupancy.

Mobile Home Park Investment

Estimate NOI and value for a mobile home park based on lot rents and occupancy.

Farmland Cash Rent Return

Calculate the cash-on-cash return an investor earns from leasing farmland to a farm operator.

Commercial Break-Even Occupancy

Find the occupancy rate a commercial property needs to cover operating expenses and debt service.

Commercial Deposit Letter of Credit

Estimate the annual fee cost of posting a letter of credit instead of a cash security deposit.

Commercial Parking Ratio

Calculate the number of parking spaces required for a commercial building based on the local parking ratio.

deals

Commercial Bridge Loan

Estimate interest-only payments and total cost of a short-term commercial bridge loan.

Debt Service Coverage Ratio (DSCR)

Calculate DSCR to see whether a property's income covers its debt payments.

Debt Yield

Calculate a lender's debt yield metric used to gauge loan risk independent of amortisation and rate.

Cap Rate

Calculate a property's capitalization rate from net operating income and purchase price.

Net Operating Income (NOI)

Calculate a property's NOI from gross income and operating expenses.

Cash-on-Cash Return

Calculate annual pre-tax cash flow return relative to the actual cash invested.

Gross Rent Multiplier (GRM)

Quickly value a rental property using the gross rent multiplier method.

Syndication LP/GP Promote

Split investment profits between LPs and GP through a preferred-return waterfall with promote.

Cost Segregation Tax Savings

Estimate accelerated depreciation and tax savings from a cost segregation study.

Fix & Flip 70% Rule

Apply the 70% rule to find the maximum price you should pay for a flip.

LTC vs LTV

Compare loan-to-cost and loan-to-value ratios for a development or value-add deal.

international

UK Lease Extension Cost

Estimate the premium payable to extend a short UK leasehold flat lease.

UK Shared Ownership Staircasing

Calculate the cost of buying additional equity shares (staircasing) in a UK shared ownership home.

UK Buy-to-Let Stress Test (125%/145% @ 5.5%)

Check whether a UK buy-to-let mortgage passes lender rental coverage stress tests.

Canada B-20 Mortgage Stress Test

Determine the qualifying rate and payment a Canadian mortgage applicant is tested against under OSFI B-20.

CMHC Mortgage Default Insurance

Calculate CMHC mortgage default insurance premiums for a Canadian high-ratio mortgage.

Australia Foreign Owner Land Tax Surcharge

Estimate the annual land tax surcharge a foreign owner pays on Australian residential land.

Australia Stamp Duty

Estimate transfer (stamp) duty payable on an Australian property purchase using a sliding-scale approximation.

Dubai DLD 4% Transfer Fee

Calculate the Dubai Land Department (DLD) transfer fee and related admin costs on a property purchase.

mortgage

Bi-Weekly Mortgage Payoff

See how switching to bi-weekly payments shortens your mortgage and cuts total interest.

ARM 5/1 & 7/1 Mortgage

Estimate payments before and after an adjustable-rate mortgage's fixed period resets.

FHA MIP

Calculate FHA upfront and annual mortgage insurance premiums.

VA Funding Fee

Estimate the VA loan funding fee based on down payment and usage type.

USDA Guarantee Fee

Calculate the USDA loan upfront guarantee fee and annual fee.

PMI 78% Termination

Find the month your PMI must automatically terminate under the 78% original-value rule.

HELOC Payment

Estimate interest-only draw-period payments and repayment-period payments on a HELOC.

Reverse Mortgage (HECM)

Estimate the principal limit and growing loan balance of a Home Equity Conversion Mortgage.

Construction Loan Draws

Track interest-only draws during a construction loan and the total interest before conversion.

Energy Efficient Mortgage

See how rolling energy-efficiency upgrade costs into your mortgage compares to the utility savings.

Assumable Mortgage Savings

Compare taking over a seller's low-rate assumable mortgage versus a new loan at today's rate.

Seller Financing

Model payments, balloon balance and seller yield on an owner-financed note.

Wraparound Mortgage

Calculate the seller's monthly spread between a wraparound note and the underlying mortgage.

ownership costs

Property Tax Millage Rate

Calculate annual property tax owed from a property's assessed value and the local millage rate.

Title Insurance Cost Estimator

Estimate lender's and owner's title insurance premiums based on purchase price.

HOA Special Assessment

Calculate each unit owner's share of an HOA special assessment based on ownership percentage.

Heat Pump vs Gas Furnace Cost

Compare the annual operating cost of a heat pump versus a gas furnace for home heating.

Land Subdivision Cost & Value

Estimate development cost per lot and total value uplift when subdividing raw land.

Ground Lease Valuation

Estimate the present value of ground rent payments and the reversion value of leased land.

Section 121 Home Sale Exclusion

Estimate taxable capital gain after applying the Section 121 primary residence exclusion.

Qualified Opportunity Zone (QOZ) Deferral

Estimate the capital gains tax deferred and basis step-up from investing in a Qualified Opportunity Zone fund.

refinance

Rent vs Buy (10-Year)

Compare the 10-year net cost of renting versus buying a home, including appreciation and selling costs.

Resale Net Proceeds

Estimate how much cash you'll walk away with after selling your home.